Help available for workers, employers

From Local Sources

State Reps. Stephen Bartels, R-Eckerty, and Shane Lindauer, R-Jasper, encourage Hoosier workers and small businesses impacted by the coronavirus pandemic to access recently expanded state and federal resources for help.

Under Indiana’s temporary “stay-at-home” order, many businesses deemed not essential have laid off staff or cannot pay employees while they are shut down. To help, Gov. Eric Holcomb expanded unemployment coverage to those impacted, including Hoosiers whose work hours were reduced, those under medical quarantine and employees who cannot continue to work because of lack of child care options.

“Indiana quickly implemented measures to ensure Hoosiers have resources to navigate through this tough time,” Bartels said. “As unemployment claims continue to rise, our state has taken critical steps to cut red tape, and give greater access to funds for families and small businesses.”

The Indiana Department of Workforce Development said Hoosiers should file for unemployment insurance if their employment has been interrupted or ended due to COVID-19, and their claim will be evaluated. Individuals must apply for unemployment insurance benefits online, using a computer or smartphone at Unemployment.IN.gov. For questions, the state asks Hoosiers to review the Frequently Asked Questions, the Claimant Handbook or the online video tutorials before calling the 1-800-891-6499 helpline, which continues to experience a high volume of calls.

Indiana waived the one-week waiting period for payment of unemployment benefits, and it is retroactive to March 8, 2020. Qualified claimants can typically receive benefits for up to 26 weeks, but this has been extended by an additional 13 weeks. Bartels said thanks to the action of the federal government, unemployed workers who file and are approved will see an extra $600 per week for four months.

Lindauer said small businesses, small agricultural cooperatives and nonprofits can receive up to $2 million in low-interest loans through the U.S. Small Business Administration’s Economic Injury Disaster Loan Program to help meet financial obligations and operating expenses, which could have been met had the disaster not occurred. The loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact. The loan interest rates for small businesses and nonprofits are 3.75% and 2.75%, respectively, with terms up to 30 years.

“While communities are trying to rally behind small businesses, it can be harder in rural areas to support them through these financially difficult times,” Lindauer said. “For a chance to survive, employers are making the tough decision to temporarily close or lay off employees. Hopefully with these loans, owners can offset costs and weather the storm.”

He said businesses’ merit rate/tax rate will not be impacted if they lay off employees due to the coronavirus.

For more information and to apply for a small business loan, visit SBA.gov/disaster. Hoosiers can also contact 1-800-659-2955 or disastercustomerservice@sba.gov with additional questions.




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